Students
*Update*
Since the publication of the Student Moneymanual, there have been a few minor changes to the amounts of the various fees loans and grants available. Click here to download our latest student finance factsheet.
Budgeting
Budgeting is essential if you really want to enjoy university.
Budgeting - the art of monitoring and controlling your spending - can seem like an unnecessary hassle and a waste of time, but it can mean that you avoid the worrying and the sleepless nights that money struggles can bring.
Take Control
80% of young people aged 18-24 don't keep a budget! With the average graduate debt now around £15,000, keeping a budget is vital if you want to take control of your finances and not let your finances take control of you.
A budget allows you to see where your money is being spent and whether that spending reflects your priorities. Once you have budgeted for a night out you can put the budgeted cash into your wallet before you go out and then can spend it all guilt-free!
Keep track of spending
After a budget has been set, it only takes about 15 minutes every month to keep the budget up-to-date and accurate. Why not use the Spendometer to keep track of your spending.
A survey by the Financial Services Authority has shown that 34.4% of those who considered dropping out of university did so because of financial difficulties. Keep a budget and begin to take a hold of your financial future, you'll be laughing all the way to the bank if you do!
Student Resources
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