Factsheets
Useful Resources
If you fall behind with your repayments, the company that you have the HP agreement with may be able to repossess the good you have hired from them.
A collection of useful information sheets and model letters to creditors or banks to help you get started.
An easy-to-follow guide written by David Lynn, Secretary of Lincolnshire Credit Union.
Managing our money well requires us to be really clear on exactly what our financial situation is today and how we can be planning for tomorrow.
Challenges & Games
Would you buy that new DVD if you thought about how many hours you had worked to earn the money to pay for it? Use the MEL chart to help you decide.
The purpose of this game is to help everyone realise that the way we think about and handle money is influenced by our experiences, often going back to childhood and how we saw others handle money.
A recent survey carried out by Payplan found that almost 80% of people worry about the financial side of Christmas, with almost 60% of those being female.
Test what kind of money personality you have.
A version of the popular Japanese numbers game - with a twist.
Test your knowledge on the ins-and-outs of pocket money. A quiz for both kids and adults.
How well do you know the UK averages, and where do you fit in?
How much do you know about student money issues? Try our Quiz and see!
Making a budget sounds so easy! Just make a list of what you spend your money on each week (or month)...add it up...compare the total with your income... What could be simpler?
But if you've tried it, you'll know that there's more to preparing a budget than meets the eye.

